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Avarage Claims £3580

ARE YOU ELIGIBLE TO MAKE A PPI ‘PLEVIN’ CLAIM?

High Commission Levels

If your provider, broker or finance company were earning more than a 50% commission on your PPI policy sale?

Undisclosed Commission

If you were unaware of the commission being paid on your policy at the time of purchase, even if you were aware of the PPI itself?

You might be eligible for compensation if any of the below applies to you, even if you have already claimed PPI or had a PPI claim dismissed. If you recognise either of these scenarios, then you might have a similar case to Susan Plevin and could be eligible to make a claim.

About Us

What We Offer

Claims Company Cronwall was founded in 2010 by Negar Yazdani, a lawyer and former banker, to obtain financial redress for consumers for mis-sold financial products and since then, it has successfully collected compensation for tens of thousands of clients from banks and other companies on a range of financial products.

We represent individuals against banks, insurance companies and other large companies in complex litigation. We are the leading law firm in financial mis-selling claims combining our extensive legal knowledge and financial experience to fight for compensation that is rightfully due to our clients.

overview

ARE YOU OWED AN EXTRA £1,612* FROM PLEVIN PPI?

If your mis-selling PPI claim was previously rejected, but you received a partial so-called ‘Plevin’ payout, you can now demand your full money back regardless of whether or not PPI was appropriate for you. Millions of consumers are now entitled to a second wave of lucrative PPI claims after a series of Court rulings found that the product was “unfair”.

UK banks sold payment protection policies alongside loans, mortgages, and credit cards to cover repayments if the borrower was unable to due to illness, disability or redundancy. However, the banks routinely mis-sold this product to people who would not have been eligible to make a claim under the policy, were not aware they were buying it or already had cover. The banks have already paid out £50bn in compensation for mis-sold PPI, making it the largest consumer redress amount in history.

It is less well known that banks selling PPI would also receive huge commissions from insurers, sometimes accounting for more than 95% of the cost of the policy. The banks never disclosed these commissions to their customers. The judges in the recent case of Plevin v Paragon at the Supreme Court said that if the banks had informed their customers of the high level of these commissions, it is likely that many customers would not have bought the policy. The Court ruled that where a lender or other provider hid large commissions from a consumer, this created an unfair relationship between the lender and the consumer. Consequently, these consumers are entitled to a refund of the full amount of commission paid plus 8% compensatory interest. If you want to learn more, you can read the full judgment here https://www.supremecourt.uk/cases/docs/uksc-2014-0037-judgment.pdf.

This decision in the Supreme Court has fundamentally altered PPI claims in the UK. The judgement in Plevin vs Paragon Personal Finance (2014) allows customers to bring an unfair relationship claim based on non-disclosure of commissions. Other recent cases have upheld this judgement and previously rejected PPI cases can now be re-opened on this fresh ground of complaint.

The FCA has issued rules and guidance in handling complaints in light of Plevin, which state that customers are automatically entitled to redress for commission above 50%. However, we are able to recover the remaining commission over the 50% tipping point to provide customers with a significant increase in their potential redress.

42000+

Approved cases

40000k

Happy clients

40000

total Complete cases

15

Working years

our service

what we do in here

Mis-sold PPI Claims

If you missed the PPI deadline, we could help you recover your PPI premiums plus interest even though the PPI deadline has gone...

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Plevin PPI Claims

If you missed the PPI deadline, we could help you recover your PPI premiums plus interest even though the PPI deadline has now passed...

Find Out More

PPI Tax Refund

Millions of people have enjoyed successful PPI claims with many millions paid out by lenders over the years...

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Undisclosed Commission

ARE YOU STILL OWED £3,580* FOR UNDISCLOSED COMMISSION ON YOUR LOAN OR PPI POLICY?

Find Out More

Personal Injury Claims

If you want to take legal action to claim compensation for a personal injury, you will need to get advice...

Find Out More

Need More help

Get in touch via our contact form or give our qualified solicitors a call to tell us more about your situation and get legal support

Contact Us now

IT’S EASY AS …

Complete your details online link Correction
  • To allow us to complete a PPI Check with your Lender, fill up your verification form online or via our team assistance. We will provide you with assistance to complete your online process for approval.
We will contact your lender to review your claim
  • To see if you are entitled to compensation and where necessary, we will send a Data Subject Access Request (DSAR) to your lender to obtain information on the amounts you have overpaid them. If we find that you are likely to have a potential Plevin PPI Claim, we will send you our Claim Pack.
We will represent you against your lender
  • We will present your claim to your lender and if necessary, make a claim against it in Court. If we are successful in obtaining your Plevin PPI refund, we will charge you a fee of 25% plus VAT of any settlement refund offered by your lender. All fees are set out in the Claim Pack.
testimonial
Jack

Very straightforward Just right amount of back and forth communication with easy to understand details. The various agents I communicated with always came back promptly and answered my queries. I would definitely recommend using their services.

testimonial
Bela

This has been a painless experience with no problems at all. All contact has been prompt, very polite and respectful. Thank you for all your hard work.

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Charlie

Thank you for ghe perseverance on my claim. Although it took a long time you did it ! Many thanks

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Thomas

A very professional company, despite the current pandemic I was kept well informed throughout the claim process. My claim payment was paid to me within a week of the claim settlement being reached.

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Jacob

Very pleased with the service I have received very polite and helpful staff would recommend this firm to anyone I will certainly use them again if ever I need them

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